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NW Capital Mortgage helps homebuyers across Washington and Oregon compare mortgage options, access down payment assistance, and navigate the homebuying process with local guidance and expertise.
From conventional, FHA, VA, and USDA loans to jumbo, specialty, and down payment assistance programs, we’re experts in the financing options you need for your home purchase.
Whether you’re buying your first home in Vancouver, looking for a move-up home in Salem, or refinancing in Spokane, we’re here to help you every step of the way.
Conventional Loans: Flexible mortgage options for buyers who meet conventional lending requirements. Learn about Conventional Loans.
FHA Loans: Government-backed financing with flexible qualification requirements and lower down payment options. Learn about FHA Loans.
VA Loans: Home financing benefits for eligible veterans, active-duty service members, and other qualified borrowers. Learn about VA Loans.
USDA Loans: Zero-down-payment financing may be available to qualified buyers purchasing eligible properties. Learn about USDA Loans.
Jumbo and Specialty Loans: Additional financing options are available for higher loan amounts and borrowers whose needs do not fit standard mortgage programs. Compare home loan programs.
Down Payment Assistance: Qualified buyers may be able to combine an eligible mortgage with assistance toward their down payment and other eligible upfront costs. Learn more about Washington DPA. Learn more about Oregon DPA.
Local Mortgage Expertise in Washington and Oregon
NW Capital Mortgage serves homebuyers throughout Washington and Oregon, including Seattle, Portland, Spokane, Tacoma, and Bend. Because we lend in both states, we can help you understand how available mortgage and down payment assistance programs may differ depending on where you plan to buy.
NW Capital Mortgage serves homebuyers throughout all of Washington and Oregon. From major metros like Seattle, Portland, Spokane, and Salem to rural communities statewide, our team connects you with competitive home loans and local down payment assistance programs.
Vancouver • Camas • Battle Ground • Ridgefield
Longview • Kelso • Castle Rock
Bremerton • Bainbridge Island • Silverdale • Port Orchard • Poulsbo
Centralia • Chehalis • Morton
Raymond • Long Beach
Spokane • Spokane Valley
Olympia • Lacey • Tumwater
Kennewick • Pasco • Richland • Benton and Franklin Counties
Lake Oswego • Oregon City • Happy Valley • West Linn • Wilsonville
Bend • Redmond • Sunriver
Eugene • Springfield
Albany • Lebanon
Portland • Gresham
Beaverton • Hillsboro • Tigard • Forest Grove • Wilsonville
Salem • Keizer • Woodburn • Silverton
McMinnville • Newberg
Homebuyers may qualify for conventional, FHA, VA, USDA, jumbo, specialty, and down payment assistance programs. The right option depends on your finances, property, location, and eligibility.
Yes. Qualified buyers may have access to state-supported and other down payment assistance programs in Washington or Oregon. NW Capital Mortgage can help you compare the programs available for your home purchase.
Yes, you can buy a home in Washington if you live in Oregon, and vice versa. It works best when you work with a mortgage broker licensed in both states, like NW Capital Mortgage.
Find the Right Home Loan in Washington or Oregon
Tell us where you’re planning to buy and what matters most to you. We’ll help you compare home loan programs, down payment assistance options, and financing strategies so you can move forward with a mortgage that best fits your situation.
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We are committed to helping you buy a home in Washington even if you have no money saved for down payment.
We offer FHA, VA, USDA, Conventional, Jumbo & Specialty Programs and Down Payment Assistance Loans.
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