Chris Hill

NMLS# 114219

Latest Articles

Best First-Time Homebuyer Programs for Oregon and Washington

Best First-Time Homebuyer Programs for Oregon and Washington

Oregon and Washington offer some of the strongest first-time homebuyer programs in the country, and many of them can cover up to 100% of the cash you need to close. At NW Capital Mortgage, we specialize in these Oregon homebuyer programs and their Washing

Jan 09, 2026 | Purchasing a Home First-Time Homebuyer Programs

How To Get a Mortgage Pre-Approval in Washington or Oregon

How To Get a Mortgage Pre-Approval in Washington or Oregon

Are you wondering how to get pre-approved to buy a home in Washington or Oregon? It’s a straightforward process that typically takes one to three business days and gives you a significant advantage in the region’s competitive housing market. W

Nov 14, 2025 | Purchasing a Home

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-Placed Insurance: The Costly Mistake Every Homeowner Should Avoid

Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners

Aug 19, 2025 | Purchasing a Home

Is it Better to Buy or Rent?

Is it Better to Buy or Rent?

Deciding whether to rent or buy a home is more than a personal preference—it’s a financial decision that can affect your long-term stability and future wealth. Let’s break down the key factors that can help you decide what works best for

Aug 12, 2025 | Purchasing a Home

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