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Washington State FHA Loan Limits 2026

Adams County (Othello, Ritzville, Washtucna)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Asotin County (Clarkston, Asotin, Anatone)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Benton County (Kennewick, Richland, West Richland, Prosser)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Chelan County (Wenatchee, Leavenworth, Chelan, Cashmere)
1-Unit: $586,500 | 2-Unit: $750,800
3-Unit: $907,550 | 4-Unit: $1,127,900

Clallam County (Port Angeles, Sequim, Forks)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Clark County (Vancouver, Camas, Battle Ground, Ridgefield, Washougal)
1-Unit: $701,500 | 2-Unit: $898,050
3-Unit: $1,085,550 | 4-Unit: $1,349,050

Columbia County (Dayton, Starbuck)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Cowlitz County (Longview, Kelso, Woodland, Castle Rock)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Douglas County (East Wenatchee, Waterville, Rock Island)
1-Unit: $586,500 | 2-Unit: $750,800
3-Unit: $907,550 | 4-Unit: $1,127,900

Ferry County (Republic, Curlew, Danville)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Franklin County (Pasco, Connell, Kahlotus)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Garfield County (Pomeroy)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Grant County (Moses Lake, Ephrata, Quincy, Soap Lake)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Grays Harbor County (Aberdeen, Hoquiam, Ocean Shores, Elma)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Island County (Oak Harbor, Coupeville, Langley)
1-Unit: $671,600 | 2-Unit: $859,750
3-Unit: $1,039,250 | 4-Unit: $1,291,550

Jefferson County (Port Townsend, Port Hadlock, Port Ludlow)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

King County (Seattle, Bellevue, Kent, Renton, Kirkland)
1-Unit: $1,063,750 | 2-Unit: $1,361,800
3-Unit: $1,646,100 | 4-Unit: $2,045,700

Kitsap County (Bremerton, Silverdale, Bainbridge Island, Poulsbo)
1-Unit: $616,400 | 2-Unit: $789,100
3-Unit: $953,850 | 4-Unit: $1,185,400

Kittitas County (Ellensburg, Cle Elum, Kittitas)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Klickitat County (Goldendale, White Salmon, Bingen)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Lewis County (Centralia, Chehalis, Morton)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Lincoln County (Davenport, Odessa, Wilbur)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Mason County (Shelton, Belfair, Hoodsport)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Okanogan County (Omak, Okanogan, Tonasket)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Pacific County (Long Beach, Raymond, Ilwaco)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Pend Oreille County (Newport, Cusick, Ione)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Pierce County (Tacoma, Puyallup, Lakewood, University Place)
1-Unit: $1,063,750 | 2-Unit: $1,361,800
3-Unit: $1,646,100 | 4-Unit: $2,045,700

San Juan County (Friday Harbor, Eastsound, Lopez Village)
1-Unit: $680,800 | 2-Unit: $871,550
3-Unit: $1,053,500 | 4-Unit: $1,309,250

Skagit County (Mount Vernon, Burlington, Anacortes)
1-Unit: $621,000 | 2-Unit: $795,000
3-Unit: $960,950 | 4-Unit: $1,194,250

Skamania County (Stevenson, Carson, North Bonneville)
1-Unit: $701,500 | 2-Unit: $898,050
3-Unit: $1,085,550 | 4-Unit: $1,349,050

Snohomish County (Everett, Marysville, Lynnwood, Edmonds)
1-Unit: $1,063,750 | 2-Unit: $1,361,800
3-Unit: $1,646,100 | 4-Unit: $2,045,700

Spokane County (Spokane, Spokane Valley, Cheney, Airway Heights)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Stevens County (Colville, Chewelah, Kettle Falls)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Thurston County (Olympia, Lacey, Tumwater)
1-Unit: $586,500 | 2-Unit: $750,800
3-Unit: $907,550 | 4-Unit: $1,127,900

Wahkiakum County (Cathlamet)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Walla Walla County (Walla Walla, College Place, Touchet)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

Whatcom County (Bellingham, Ferndale, Lynden)
1-Unit: $664,700 | 2-Unit: $850,950
3-Unit: $1,028,600 | 4-Unit: $1,278,300

Whitman County (Pullman, Colfax, Palouse)
1-Unit: $579,600 | 2-Unit: $742,000
3-Unit: $896,900 | 4-Unit: $1,114,650

Yakima County (Yakima, Sunnyside, Grandview, Selah)
1-Unit: $541,287 | 2-Unit: $693,050
3-Unit: $837,700 | 4-Unit: $1,041,125

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